Bank cards are without a doubt the most popular online casino payment method and Mastercard casinos lie at the centre of it all. Whether you have a Mastercard credit or debit card, you’ll be free to gamble at Canadian online casinos, with one of its biggest advantages lying in its acceptance rate.
Almost every online gambling site in Canada and beyond accepts deposits and withdrawals using Mastercard. And thanks to it, Canadian players can gamble for real money and claim various deposit bonuses and promotions. But if you’re not sure where to start, you’re on the right page. Take a look at our list of the best Canadian online casinos that accept Mastercard transactions.
Finding the best online casinos that accept Mastercard is a process that we don’t take lightly. We want to make sure that CA gamblers have access to the top-rated Canadian casinos that accept Mastercard. After all, this is the only way through which they can have a unique gaming experience.
While testing each online casino with Mastercard, we left no stone unturned. Some of the features that we paid the most attention to are the following:
Legal Status
Every Mastercard casino must hold a valid licence. We give the edge to gambling sites that are accredited by either a dedicated provincial regulator or an offshore one, like Curacao eGaming. A licence is proof that the gambling site is legal and can legitimately offer its services to Canadian players.
We also inspect the security system of the casino, see whether it enforces fair play tools such as RNGs and provably fair gaming and whether the site implements RG policies. Responsible gambling policies of a top online casino should include the likes of deposit limits, loss limits, session limits, etc.
Mastercard Policies
Since we’re talking about a casino site that accepts Mastercard, we check the specific policies regarding this method. For starters, we check whether the casino accepts a Mastercard debit or credit card. Ideally, it should have both.
Then, we inspect the minimum deposit and withdrawal limits. We look at their maximum limits, as well as processing periods for these transactions. The faster the transactions are processed, the better. Last but not least, we inspect whether the casino that allows you to use Mastercard charges any extra fees.
Bonuses and Promotions
When checking bonuses and promotions at the best online casino sites that accept Mastercard, we pay attention to several things. First, we want to make sure that Mastercard is among the eligible payment methods for claiming them. Second, we want to make sure that the promotions are rewarding and player-orientated.
Lastly, we inspect the terms and conditions and claim the offers to see whether they’re easy to meet. We’re looking for low wagering requirements, a long validity period and flexibility with the bet limits.
Real Money Games
All of the best Mastercard casinos should have the best real money games. We inspect the quality by checking the suppliers that provide the games. Diversity is also a priority. That way, Canadian players will have access to various titles and have a fun experience at all times.
Customer Support
The customer support team of every site that allows you to gamble with Mastercard should be responsive and friendly. You should have multiple channels, like live chat, email, and phone, through which you can contact them. Having a detailed FAQ page is also a great addition as it helps CA players find answers to their questions without any hassle.
User Experience
Being ranked among the top online gambling sites means that the general user experience should be flawless. This is a small detail that often gets thrown in the wind, but we make sure to inspect it as well.
Website navigation, the simplicity of creating a casino account, the process of depositing and withdrawing with Mastercard, page load speed and transparency of the information regarding the casino’s policies are among the features that we check.
Mobile Optimization
Every gambling site that allows you to make a casino deposit with Mastercard should be mobile-friendly. That means that the platform should either be accessible via your mobile browser or a dedicated casino gambling mobile app for easier access.
Key Features of Mastercard
Whether or not you’re a Mastercard user, you should know some crucial information about using Mastercard for online transactions. Those are:
Some CA banks that issue Mastercard are the National Bank of Canada, PC Financial, CIBC, RBC, BMO Bank of Montreal, and MBNA, among others.
Mastercard can be used to make deposits and withdrawals without fees with instant processing times.
Banks offer immaculate security for online payments thanks to Zero Liability Protection against unauthorized transactions.
Withdrawals at online casinos accepting Mastercard are usually processed within 5 days, sometimes even quicker but they don’t actually fall in the category of fast payout casinos in Canada.
Some Mastercard credit cards offer rewards or cashback on gambling-related transactions.
Rules for Using Mastercard to Gamble Online
When it comes to making payments at online casinos that accept Mastercard, the rules that each player must follow are pretty general and as such, easy to remember.
Players need to be of legal age to gamble with Mastercard online, which depends on the province—18 (in Alberta, Manitoba, and Quebec) or 19 years old everywhere else.
Casinos may ask you to send a photo of your credit/debit card as a payment method confirmation.
You’ll likely have to verify your identity before you can make a withdrawal with this payment method.
Check alternative payment methods if Mastercard withdrawal isn’t an option at your preferred online casino.
What Should Canadian Players Know About Mastercard
Playing at Mastercard casinos Canada comes with few restrictions. As long as you’re playing at a licensed site, you won’t experience any problems. Most of the things that CA players should know about this payment method are technical.
For starters, your bank may charge you a fee for processing transactions at Mastercard casinos. If that’s the case, then this fee is out of the control of the casino itself. Certain banks in Canada don’t allow their clients to use Mastercard to gamble online. Some of these banks include Scotia Bank, Royal Bank of Canada and Toronto-Dominion Bank.
How to Deposit with Mastercard
Mastercard is one of the simplest payment methods to use at gambling sites, as the process of depositing doesn’t look that much different from a regular online purchase. Nevertheless, here’s what the process of depositing looks like in a few steps:
Choose the best casino that accepts Mastercard payments.
Read the terms and register an account.
Go to the deposit menu.
Enter the deposit amount.
Select Mastercard.
Enter card details and CVC.
Review the information.
Confirm the transaction.
When depositing money with Mastercard credit and debit cards, make sure that you check the minimum allowed deposit at the casino. This amount varies, depending on the policies of the gambling site.
How to Withdraw with Mastercard
Many of the best online casinos in Canada accept Mastercard as a withdrawal method too. Before you can make your first withdrawal, you may need to verify your identity. To do that, you’ll have to upload photos that confirm your age and name (ID/driver’s licence/passport) and photos that confirm your address (utility bill/bank statement). You may also need to scan and upload your Mastercard. Once these documents are reviewed and confirmed, you can start the process of cashing out, which features these steps:
Meet bonus terms if you used one.
Access the cashier section.
Open the withdrawal menu.
Choose Mastercard as your withdrawal method.
Enter the amount that you wish to withdraw.
Confirm the transaction.
Each casino in Canada processes withdrawal requests within five working days. Once the transaction is approved, it may take another few days before you can receive the funds. The reason why is that the bank also processes the funds.
Mastercard Casino Bonuses
Mastercard online casinos offer a variety of bonuses and promotions to registered Canadian players. These bonuses can enhance your gaming experience and possibly, unlock the way towards bigger rewards.
The primary promotions that you can claim at Mastercard casinos are deposit bonuses. These include the likes of welcome bonuses, match bonuses, reload bonuses and deposit free spins. Others come as a result of depositing with Mastercard and playing for real money. This group features the likes of cashback offers and VIP bonuses.
Welcome Bonus
This type of bonus is a one-time offer that you receive on your first deposit at the CA casino online. It’s not always the same when it comes to its package, as sometimes it can come in the form of a deposit match bonus, while other times it could include free spins. Go through the casinos listed here to find one with a welcome offer that suits your preferences.
Match Bonus
Deposit bonuses are often available in a specified time frame, opening the doors to players looking to boost their bankrolls a bit more. To claim them, you need to deposit funds according to the T&Cs. Once you do so, the casino will give you extra funds to play with.
Reload Bonus
This is a bonus type that you receive for recurring deposits. It can come in the form of bonus funds, free spins, or other perks, depending on the casino. Each time you make a Mastercard deposit at the Canadian casino, you receive a reward if that’s what the T&Cs state.
Deposit Free Spins
These offers work on a similar principle as match bonuses. The only difference is that instead of receiving bonus money, you getcasino free spins on selected slots. Make sure you check the bonus T&Cs to learn which games are eligible.
Cashback Bonus
Cashbacks are bonuses that come as a result of depositing with Mastercard and playing for real money. They redeem some of your lost amounts over a certain period. The percentage depends on the policies of the casino and/or your VIP status.
VIP Bonuses
To become a member of a VIP program at casinos accepting Mastercard in Canada, you need to play for real money. The more you play, the higher your status becomes. As such, you may gain access to special bonuses such as VIP match offers, VIP cashback, bonus money and more.
Safety and Security When Playing at Mastercard Casinos
When we talk about the safety and security of using Mastercard at online casinos, there are two layers that ought to be taken into consideration. The first layer is the security that comes from using a Mastercard.
These cards are issued by Canadian banks. The banks have encryption methods and MFA factors that eliminate the risk of fraud. MFA factors include fingerprint confirmation, authenticator apps and OTP.
OTP is a commonly used security tool. Each time you make a deposit at casinos that accept Mastercard, the bank sends a message with a code on your phone. You need to enter the code to confirm the transaction.
The second layer is the security of the best casinos that accept Mastercard. These platforms have SSL encryption which encrypts the data that’s sent by players, including credit/debit card information.
In recent periods, the online gambling industry adopted authenticator apps as a way to boost security for your online casino account. Authenticator apps generate codes on your phone. Each time you log in to your account, you need to enter these codes. Failing to do so means that you won’t be able to access the account.
KYC policies are also worth mentioning. Through KYC, the casino confirms that you’re of legal age and that you’re not enrolled in any problem gambling groups. If you pass the verification, you can use Mastercard to deposit and play. On average, verification teams take up to 72 hours to review and confirm the documents.
Pros & Cons of Mastercard Casinos
Canadian casinos accept Mastercard because this payment method gives them major convenience. However, there are certain drawbacks that every casino player from Canada should know about.
Pros
Huge acceptance rate
Relatively fast transactions
Always eligible for casino promotions
Easy payments at mobile casino sites
Cons
Not all Canadian banks allow gambling with Mastercard
Maximum limits may be low
Secure Payments and a Great Acceptance Rate in Mastercard CA Casinos
Using Mastercard for online gambling comes with several benefits. This card has a very high acceptance rate, which makes it easy for you to find a casino that matches your preferences. Transactions are relatively fast, especially if you’re using a credit card.
Its eligibility for bonuses is an underrated benefit. Many payment methods, especially e-wallets are often excluded. That means that even if you deposit the required amount, you still won’t receive the bonus that you’re after. Mastercard is never restricted in this term.
The benefits alone are part of the reason why so many casinos offer CA players to use it to deposit and withdraw. If you’re on the lookout for the best casino Mastercard, you can browse our list. Compare the features of each operator and sign up and play at the one you like the most.
Alternatives to Mastercard Casinos
Mastercard isn’t the only available payment method for online gambling. Each player will have several alternatives that they use at online casinos. A few of the most common ones in Canada are the following.
Limits for deposits and withdrawals are present and they come in two shapes. First, all Mastercard online casinos set minimum and maximum limits for these transactions. Secondly, the bank that issued your Mastercard might have a maximum limit per transaction for online payments.
Mastercard is one of the safest payment methods that you can use for payments at online gaming sites in Canada. Banks through which these cards are issued implement encryption protocols and MFA methods such as fingerprint scans, security questions and OTP to confirm every online transaction.
We created a list of the best online casinos where you can make a Mastercard deposit. Each gambling site on the list boasts unique features. Players are more than welcome to compare these features and choose a platform that meets their personal preferences.
In most cases, Canadian online casinos will allow registered CA players to withdraw with Mastercard. However, you must remember that if you want to withdraw with this option, you must also use it to deposit money. The minimum and maximum limits depend on the policies of the casino.
Mastercard debit cards store your own funds. Credit cards, on the other hand, allow you to use the bank’s funds and in doing so, you’re formally incurring a debt that you need to pay off with every payment. Also, the average withdrawal processing speed for Mastercard withdrawals is faster.
All deposits at the top Mastercard casino sites in Canada are instant. The withdrawal processing period depends on the type of card that you’re using. Debit cards have a processing period of up to 5 business days. Credit cards have a processing period of up to 3 business days.
Mastercard casino sites rarely charge any fees for deposits and withdrawals. Most of the time, if a fee is charged, it is likely by the bank. These institutions are known for charging processing fees and they are out of the control of the casino.
