Online casinos are a big hit in the UK. They thrive on innovation and evolve hand in hand with the latest technological trends. That’s the case with online casino payments in the UK that have evolved beyond the simplicity of bank payments.
Sure, bank transfer casino sites still exist, but this payment method was largely overtaken by more modern solutions. The best casino payments in the UK are digital wallets in addition to cards since they offer numerous advantages in terms of security, limits, and the lack of fees. If you’re new to the online gambling market in the UK and you don’t know where to start, refer to our analysis on the top casino payment methods.
Factors to Consider When Choosing a Payment Method
Not all online casino payment methods are the same. Differences are good, as they give players the flexibility to choose the option that suits their preferences the best.
When choosing a payment method, you should consider various factors. You can’t point at one and start using it—you’ll need to do some research to check its specifics. By specifics, we mean safety and security, transaction speed, limits, fees, and bonus eligibility.
We’ll cover the most important factors to consider when going through the best casino payments in the UK.
Security features: If you ask us, security measures are the most important factors when choosing a casino payment method. You should prioritise safety, as the industry is no stranger to fraud. This is why it’s important to check which security measures a payment method uses, such as SSL encryption, 2FA, and more.
Bonus eligibility: Not all casino payments online are eligible for bonuses and promotions. For example, some e-wallets are rarely eligible to cover minimum deposits required for a bonus. You can learn more about this factor by reading the bonus terms.
Transaction speeds: Another important factor is the speed. For example, online casino banking payments are known to be sluggish. Deposits made with your bank account are fast, but withdrawals can be really slow—like up to 7 days slow. So, it’s important to check the transfer speeds. Keep in mind that modern solutions, such as digital money transfers, are usually faster than the old guard, like Visa casino payments.
Deposit and withdrawal limits: If you’re a casual player, you most likely won’t mind lower limits. However, high rollers prefer higher limits. Therefore, they often choose bank transfers that are suitable for this. If you want to spend more money, you should think twice about choosing prepaid vouchers or debit cards.
Fees: Last but not least, it’s always important to check if a payment option charges fees. No one likes hidden fees and extra charges on their transactions. The best casino payments in the UK won’t charge a penny when you make a deposit or withdrawal.
Best Online Casino Payment Methods in the UK
The top casino payments online have different characteristics. Some are more suitable for deposits; others are more suitable for withdrawals. UK players should keep in mind that some payment methods for online casino sites are not available for payouts, such as prepaid vouchers. The good news is that the top operators accept various payment options, so players can choose whatever they prefer.
Most platforms accept standard online casino banking options, cards, e-wallets, and vouchers. We’ll cover some of the most popular options below for your convenience.
Debit Cards
Debit cards are among the best online casino payment methods. Due to UKGC regulations, credit card gambling is unavailable in the UK. But debit cards are allowed with certain limits and restrictions. The popularity of Visa and Mastercard is due to the fact that almost any player owns such a card, often linked directly to their bank accounts.
Safe casino payment methods are in high demand, and debit cards rank high in this regard. Visa and Mastercard transactions are processed quickly and securely. They’re also available at the majority of casinos in the UK, making them a default option of sorts for players.
Pros
Available at most casino sites in the UK
They are easy to use
Security measures are on par with bank transfers
Cons
Linked banks might charge fees
Slower withdrawal times than e-wallets
Visa
Visa is a global payment solution available on most casino sites in the UK. The debit card is issued by major banks across the country, allowing players to use their bank account for deposits and withdrawals.
It’s one of the safer payment methods on the market, with reasonable speeds and limits. Furthermore, Visa charges no fees on online payments, making it a popular pick.
Mastercard
Mastercard works in much the same way as Visa. It’s a debit card that can be linked to a bank account or funded with another card. The deposit limits are reasonable, and there are no fees on any transactions. Just like Visa, Mastercard is available for withdrawals, too.
Prepaid Cards
Paysafecard online casinos are quite popular these days. Prepaid vouchers are the only anonymous fiat money payment options on casino sites. They can be bought digitally or in retail stores, allowing players to redeem a PIN code to fund their casino accounts. The transaction is processed instantly, and there are no tracks left behind. There’s no need to register to use a prepaid voucher, so unlike cards, the payment is made in no one’s name.
The only problem with this casino payment method is the deposit-only approach. If you fund your account with Paysafecard, you’ll need to choose another option to make a withdrawal. Additionally, prepaid cards aren’t fit for high rollers. The amounts you can deposit are heavily restricted, although this problem can be bypassed by simply buying extra cards.
Pros
Instant and anonymous casino deposits
Can be bought in stores and online
You get what you pay for—no hidden fees
Cons
No withdrawals available
Low maximum deposit limits
Paysafecard
Paysafecard is the most popular prepaid voucher for online gambling. It offers instant deposit times without any fees. There’s no middleman involved in this transaction, ensuring lightning-fast transactions.
The sizes range from £10 to £100 per card. You can deposit a portion of the amount at a UK casino or use it in full. If you want to spend more money, you can buy more cards and redeem the codes for a larger deposit. Paysafecard is one of the top casino deposit options in the UK if you plan on using another method for withdrawals.
E-Wallets
E-wallets are one of the best casino payments online for UK players. These digital solutions offer numerous advantages over debit cards or other options. They’re available for deposits and withdrawals, free to use, and can be funded with more than just a bank account.
One downside is that some of the most popular e-wallets may not be suitable for bonus offers. That depends on the casino site. So, you need to go over the bonus terms.
Pros
Can be funded in different ways
Usually faster transactions than banks
Support both deposits and withdrawals
Cons
May incur internal funding fees
Some e-wallets are ineligible for bonuses
PayPal
PayPal is one of the global e-wallet leaders. The company is known for its focus on security and picking its partners carefully. However, the number of PayPal casinos in the UK is noticeably small compared to casinos with other e-wallets. PayPal allows players to make quick and safe deposits and withdrawals with minimal fees.
Skrill
Skrill is also one of the leading digital wallets for online gambling. Owned by the PaySafe Group, it’s available for fee-free, secure, and fast deposits and withdrawals. It’s also accepted by most online casinos in the UK, making it widespread and available to almost all players.
Neteller
Neteller is almost identical to Skrill. It’s owned by the same payments group and works in much the same way. The only differences between the two are the internal funding fees. Neteller can be funded in many ways, including debit cards, bank accounts, and Skrill, among others. It supports deposits and withdrawals, but it’s often not eligible for casino bonuses.
Trustly
Trustly is a digital banking payment solution. It supports fee-free deposits and withdrawals, and thanks to its top-rated encryption mechanisms, it remains one of the top casino payment options on the UK market.
Payz
Payz is another popular e-wallet at UK casinos online. It’s available for fee-free and instant deposits and withdrawals. You can fund this option with other payment methods as well. In addition, Payz is rarely excluded from bonus eligibility on UK casino sites.
Mobile Payment Solutions
Mobile casino payments such as Apple Pay and Google Pay are getting increasingly more common across the online gambling market. Both allow you to store cards virtually and pay with the said services online, without the need to have your cards with you. Note that they don’t support cashouts.
This online casino payment method uses the same limits set by your card provider. They’re safe and supported by two of the world’s tech giants (Apple and Google), making them a viable choice for many UK players.
Pros
Easy and free to use
No fees involved
Instant transactions
Cons
Withdrawals not possible
Limits are set by the bank card linked
Apple Pay
Apple Pay is the native payment solution for iOS devices. New iPhone/iPad customers can access it immediately, but they must first activate it. It allows players to add their bank cards to the Apple Wallet. Then, they can use it for contactless and online payments at Apple Pay casinos.
Google Pay
Google Pay works in much the same way as Apple Pay but only on Android devices. It’s one of the safest online casino payments in the UK thanks to Google’s excellent security pedigree. Google Pay also allows you to store your cards virtually and use your phone to make deposits quickly.
Pay by Phone Bill
More and more UK online casinos are opting for this payment option. As the name suggests, it allows players to play instantly and pay later.
Making deposits with pay by phone casino payments in the UK is simple—just enter the desired amount and it’ll be charged on your next monthly bill. This also means that you can’t withdraw with this option, so you’ll have to choose an alternative.
Pros
Fast deposits confirmed via SMS
Pay on your next monthly phone bill
No hidden fees
Cons
Low maximum deposit limits
Not available with every operator
Boku
Boku is one of the most popular mobile billing options. You only need a valid phone number to use it. When you make a deposit at a mobile payment casino with Boku, funds are deducted from your pay-as-you-go balance or added to your next monthly phone bill.
Boku itself doesn’t impose direct fees on users for making deposits at online casinos. However, certain costs may arise depending on your mobile carrier and the specific casino’s policies.
PayForIt
PayForIt is another trusted phone billing option available for deposits only. Making a deposit is as easy as confirming it via SMS. No extra fees are paid on PayForIt deposits. The limits are low, with a maximum of £30 per transaction. This is good enough for new players and casuals, but low for high rollers.
Other Types of Casino Payment Methods
Online casinos in the UK accept other types of payments too. Let’s take a look at some of the options below.
Direct Bank Transfers
Nothing beats the security of bank transfers for casino payments. However, there are a few notable problems with this option, including the fact that withdrawals can be quite slow. Additionally, not all banks accept gambling payments, pushing players to switch to pick from other secure online casino payments in the UK.
Sofort
Sofort is a single-use casino payment method linked to a bank account. It requires players to authenticate payments by redirecting them to a bank portal’s site so they can authorise the transaction. It’s only useful if a player’s bank account supports online banking. Seeing how most banks have it, Sofort is not among the most popular casino payments in the UK.
Cryptocurrencies
Crypto is an emerging casino payments trend that is legal in the UK. However, you’ll rarely find UKGC-licensed casino sites that accept it due to the governing body’s anti-money laundering checks.
Casinos can accept cryptocurrency, but the UKGC must approve it first. It’s safe to say that the Gambling Commission is not a big fan of cryptocurrencies. That is why most UK online casinos do without this payment option.
Fees and Limits for Casino Deposits and Withdrawals in the UK
Before you proceed to choose a casino payment method, it is better to learn some specifics, such as the limits and fees. Speed is important as well, as not all payment methods offer instant transactions.
The good news is that the top online casinos are obliged to disclose such details. Of course, limits can vary from one operator to another, but it’s good that UK players can easily check everything regarding payments.
Payment method
Fees (usually)
Average minimum deposit
Average deposit times
Maximum transaction
Average withdrawal times
Visa/Mastercard
None
£10
Instant
£4,000
1-3 days
Bank Transfer
None
£20
Instant
£30,000
1-7 days
PayPal
None
£10
Instant
£5,000
Instant after approval
Neteller
None
£10
Instant
£5,000
Instant after approval
Skrill
None
£10
Instant
£5,000
Instant after approval
Apple Pay
None
£10
Instant
£5,000
Hours after approval
Google Pay
None
£10
Instant
£5,000
Hours after approval
Payz
None
£10
Instant
£5,000
Instant after approval
Paysafecard
None
£5
Instant
£100
N/A
Trustly
None
£10
Instant
£5,000
2-3 days
Pay by Phone
None
£5
Within 15 minutes
£20/£30
N/A
Online Casino Account Verification Process in the UK
Due to anti-fraud and anti-money laundering policies, UK casino sites are required to verify the identity of their players before the first withdrawal. The KYC check requires sending a few documents that can confirm a player’s identity. Here’s how to complete it:
Sign Up at an Online Casino Choose a casino and register. Enter all the data and make sure it’s accurate, as you’ll need to confirm it later.
Receive Verification Request After signing up, the operator will notify you about required verification documents. Some casinos allow limited access to free games before verification, but most require immediate KYC approval.
Provide Verification Documents When asked to do so, provide the casino with accurate and up-to-date personal documents. These include a copy of your ID or passport and a utility bill.
Wait for Approval Wait for the casino’s team to verify the information. It usually takes around 24 hours. If it takes more, feel free to get in touch with the customer support team.
Verify Your Payment Method for Withdrawals Verify your casino payment method for withdrawals. This is done by sending proof that you own it, such as a report of the latest few transactions.
Account Verified Once approved, the operator will send a confirmation email. You can now deposit, play, and withdraw funds without restrictions. However, some casinos may require re-verification for high-value transactions.
Common KYC Issues
While the KYC verification process is straightforward, players may encounter issues that delay approval. Here are some of the most common problems and how to avoid them:
Expired or outdated documents: Documents older than 6 months (for proof of address) or expired ID cards/passports will be rejected. Always provide valid and up-to-date documents to avoid unnecessary delays.
Blurry or low-quality images: Submitting unclear, cropped, or poorly lit photos/scans may lead to rejection. Ensure your documents are clear, high-resolution, and all details are visible.
Name or address mismatch: If the details on your documents don’t match the information on your casino account, your verification may be denied. Make sure that the name, address, and payment details match exactly as registered.
Additional verification requests: Some players may need to provide extra documents if their transactions exceed certain limits. Casinos may ask for proof of a source of funds for larger transactions.
Tips for Safe and Responsible Gambling
Gambling online can be fun and exciting, but staying safe and playing responsibly is essential. By following a few key tips, you can protect your funds and have a secure experience.
Stick to UKGC-licensed casinos: Always choose safe and UKGC-licensed casinos. This is key to having a fun time and keeping your bankroll safe against third parties.
Use secure payment methods: There are plenty of casino payment methods in the UK that are secure and easy to use. Always choose one of them so the money doesn’t end up in the wrong hands.
Set deposit limits: To play responsibly, you’ll have to set your deposit limits. This can be done both at online casinos and with the payment method itself.
Don’t share payment details with third parties: If you choose a safe and UKGC-licensed casino, you won’t share your financial details with third parties. In that way, your payments will stay safe.
Track your transactions: Track your transactions with official payment method apps or platforms. If there’s anything suspicious, such as a larger deposit than the one you planned, report it to the authorities right away.
Use Secure Payments for a Hassle-Free Casino Experience
With so many good casino payment methods to pick from in the UK, it can be challenging to find the right one. Follow our guide to the best UK casino payments, and you’ll find one that’s adapted to your preferences and allows you to deposit and withdraw securely.
Always use safe casino payments online for the best experience. Furthermore, feel free to choose one of our recommended casino sites. These operators only accept the top payment methods you can use without a worry on your mind.
UK Casino Payments FAQs
No, they aren’t. Each payment method has specific features that differ from others. For example, debit cards and bank transfers are slower than e-wallets and have different limits.
It depends on what you prefer. New players might want to pick prepaid vouchers for safe and anonymous transactions. If you want an option for both deposits and withdrawals, e-wallets are the better option.
You’ll have to take a look at its specifics. Review the security measures it uses—this kind of information is available on official websites for the payment method you want to use.
Yes, many e-wallets and other payment methods offer mobile apps that allow you to track your expenses. This will enable you to play responsibly and consistently monitor your bankroll.
Most UKGC casino sites don’t charge any fees on deposits and withdrawals. However, some bank transfer casino payments might incur fees. So, we recommend researching that information beforehand.
The majority of UK online casinos are looking to issue withdrawals instantly. However, this can be delayed by verification procedures and the payment method itself. For example, withdrawals on e-wallets are faster, while debit card casinos need a few days to complete withdrawal requests.
Most casino payment methods in the UK are available to claim bonuses with. However, keep in mind that some e-wallets, such as Neteller and Skrill, rarely qualify for casino bonus offers.
