Depositing and withdrawing are two of the most important steps in real money online gaming. Without these two, there’s no real money online gambling.
US online casinos accept a variety of payment methods. Some accept more options, others fewer. If the casino accepts the payment method you prefer, there’s nothing stopping you from making a deposit and playing with real money.
Here are all accepted payment methods in legal US online casinos.
Payment methods can be grouped or categorized depending on the features, the actual transaction processes, and how the method works. Here, we break it down a bit so you can have an overview and select a method based on your preferences or personal criteria.
Cards
E-wallets
Prepaid cards and vouchers
Crypto payments
Online banking and transfers
The most common and preferred of all is the simplest, with several options within each category, every option catering to specific user needs. Due to the sheer volume of options, these brands are constantly innovating their offering. This means players have options to tailor to their specific requirements.
Cards
For the most part, you’ll be able to deposit and withdraw using a card at most online casinos, the exception being crypto casino sites. Among top choices, you will find VISA and Mastercard as payment options at top sites. Here’s a breakdown of the pros and cons of opting to use a card for making a deposit or withdrawal:
Pros
Commonly recognized and accepted
No restrictions on bonuses
Simple process to apply
Transact in currency of your choice
Fast deposit processing times
Cons
Susceptible to fraud
Cards can't be used for withdrawals
Needless to say, the regulations within a jurisdiction can prevent this payment method altogether due to the fact that online gambling sites are perceived as high risk entities. In some cases, your financial service provider may have to be contacted to approve any transactions beforehand.
The biggest names are without a doubt VISA and Mastercard, however today you will likely find the option to select American Express as well, notably geared towards US players.
On the flip side of the coin, one has to consider all the sensitive data shared when transacting with cards at online casinos, and the susceptibility of identity theft or fraud while using this option. Having said that, top online casino sites ensure that safety and security features are state-of-the-art, adding another layer of protection alongside that of card providers and financial institutions.
E-wallets
If anonymity is one of your priorities, then transacting with an e-wallet might just be your choice. Using this method, you sidestep the need to provide sensitive information while also avoiding bank statements indicating transactions to and from online casino sites. But wait, there’s more convenience to be had. Players are able to both deposit and withdraw funds without a hassle using e-wallets. How does this benefit the player? A single method used means a single method to manage your bankroll. Most e-wallets only require you to create an account and use your debit or credit card to top it up, and from there the only information you need to transact is your email address linked to the account.
Pros
Conveniently use for both deposits and withdrawals
Available at most online casinos
Supports a lot of currencies
Speedy deposits and withdrawals
Cons
Fees might be high
Some methods are restricted from bonuses
While there are many benefits, players new to casinos should keep in mind that using e-wallets comes at a cost, namely fees on transactions. This is one of the reasons why some players prefer using Trustly or crypto.
Prepaid Cards
Players who prefer to have a handle on their spending and keep their identity protected to the full opt for prepaid cards or vouchers. Depending on your location, chancecs are you have a few options to choose from, including Paysafecard, CashtoCode eVoucher, Neosurf or AstroPay. One thing to keep in mind however is that apart from the limited availability of vouchers, the variety of currencies supported will also be limited.
Pros
No need to share identity and financial data
Control on spending
Excellent option for bankroll management
Cons
Fees can be high
Can't be used for withdrawals
Limited currency options
Sometimes don’t qualify for bonuses
While prepaid cards are convenient, it’s worth noting that the availability of them in regulated markets are limited. The importance of KYC requirements take center stage, and because of this becoming costly and a liability, most regulated casinos do not accept vouchers. However, a lot of the best casino sites do have some voucher-based top up options, allowing players to conveniently and responsibly deposit into their casino accounts.
Crypto Payments
Needless to say, Bitcoin’s emergence resulted in a surge in online casinos accepting crypto payments with some casinos supporting up to or more than 15 crypto currencies. What makes crypto a popular payment method for online gambling is notably the anonymity it guarantees alongside the near-instant transaction processes. Crypto options you’ll find in most casinos include the most popular ones such as Bitcoin, Ethereum, Litecoin, Dogecoin, Bitcoin Cash and Solana.
The crypto wallet most commonly found at online casinos is CoinsPaid, with MoonPay coming in at a close second.
Pros
100% Anonymous payments
Commonly offered at international casinos
Supports deposits and withdrawals
Near-instant deposits and withdrawals
Cons
Could be difficult for some players to get started
Volatile currencies
Transaction fees
Crypto payments at online casinos are typically favored by younger players or high rollers. It is also important to keep in mind that any incurring fees vary greatly from one cryptocurrency to the next, so keep this in mind when selecting your payment option of preference. You will also find some crypto casino sites that state that fiat currency is accepted as well, but these typically only allow you to buy crypto with your fiat currency to use to gamble with.
Online Banking and Transfers
Last but not least, players also have the option to use online banking for deposits and withdrawals at online casino sites. We consider this option to be the safest and most convenient based on the fact that your account is directly connected to your casino account. It is also one of the simplest options with fairly low fees.
Pros
Considered to be the safest payment method
High limits that are flexible
Low fees
Cons
Not widely accepted at casinos
Limited availability
Longer withdrawal processes
Online banking and transfers is the best option for those who play regularly as it streamlines the entire transaction process, if you prioritize fast withdrawals you should consider another option.
Choosing your Payment Method
Deciding on a payment method is completely personal, and depends on what you prefer and whatever aligns with your specific needs. While online casinos tend to try and include a vast variety of payment options, it is impossible for them to accept all options due to the fact that these sites cater to a global audience. You will however find suitable payment methods at casino sites in your location. Having said that, it’s still an important decision to make, with multiple factors to consider before you make your selection.
Note, it is possible to have more than one payment method linked to your online casino account.
We’ve listed some pointers you should take into consideration when you decide on a payment method to use at online casinos.
Is the option easily accessible – do you already have the option on hand or do you need to go through lengthy application processes and jump through fiery hoops? If you are a creature of comfort and prioritize convenience, chances are this criterion would narrow down your options significantly.
How often will you deposit – the frequency of your deposits will have an impact on your choice – casual players will find that card deposits or even vouchers or prepaid cards would be the best option.
What is your budget – your budget can play a role in your preferred payment method – the larger the amount you will be playing with, the easier it will be to make deposits using methods such as crypto or online banking.
Availability of currencies – while the payment method may have limited currency options, so will the casino. Conversion fees will apply in the event that the desired currency is not available. Always prefer a method and casino that supports the currency of preference to avoid high conversion fees.
Will you play at more than one casino – some players enjoy keeping things fresh and have accounts at multiple casinos. If you fall within this category, you’d be better off choosing a payment method that is widely accepted and does not restrict you from claiming welcome bonuses, as some e-wallets do.
Depositing at an Online Casino
After making your selection, you can look for an online casino that supports the payment method, and proceed to making your first deposit. We’ve highlighted the simple steps for this process below.
Select one of the payment methods featured on this page to view our top list featuring the best casinos accepting this method.
Click on the “Visit Site” link and create an account.
Verify your email address.
Log in to your new casino account
Navigate to the cashier and select your chosen deposit method.
Provide the amount you wish to deposit.
Provide the required information. This depends on the deposit method you selected, where an e-wallet will require only your email address while other methods may include other details.
Check that all the information provided is accurate and confirm the transaction.
The money should reflect in your casino account within a couple of minutes, allowing you to claim a bonus and play with real money.
Online Casino Withdrawals
Withdrawal processes at online casino sites are a bit more complicated and will more than likely be accompanied by KYC processes and when playing with bonus funds, could be restricted by incomplete wagering requirements. Doing some research and playing at reputable online casinos tested and vetted by casino enthusiasts are paramount. We’ve compiled a quick checklist to help you before making a withdrawal:
Complete bonus wagering requirements – If you have pending wagering requirements you will not be able to proceed to checkout or, requesting a withdrawal. We suggest checking your bonus and real money balances before withdrawing funds. In most cases, if you haven’t fulfilled wagering requirements and request a withdrawal, your play and winnings will become void.
Ensure you have an existing account with your chosen withdrawal method – If you want to or have to use another method for withdrawals it is important to check that everything is set up and in place before requesting the withdrawal. You cannot use an account that belongs to someone else, even if it is a spouse, to request withdrawals.
Complete the KYC process – If it is possible, complete the Know Your Customer process before you submit a withdrawal request. This will streamline the entire process, while ensuring everything is on the up and up.
Have a bank statement ready if you’ve deposited by card. This information is crucial for the casino to ensure that you are the rightful account holder and that your account has not been subject to fraudulent activities.
Once you’re done with the checklist, you can request your withdrawal by following these steps:
Log in to your online casino account.
Navigate to your account dashboard.
Select Withdrawals in the Cashier/Wallet, the amount available for withdrawal will be displayed.
Choose a withdrawal method.
Specify the amount you wish to withdraw and confirm the request.
Once submitted, the request will move to the review process, also known as the pending period. The time it takes for a casino to review the request depends on its policy.
Typically, you can expect your winnings instantly or within five business days. Keep in mind that this depends on the method you have selected.
Failing to complete or comply with KYC policies will result in denial of your payout, as will failing to complete the wagering requirements.
Payment Verification and KYC
KYC is a necessary requirement you have to comply with regardless of the payment method you choose to use at casino sites. Typically, they will require you to provide:
Copy of an ID document or card, such as a driver’s license, passport or national ID.
Proof of address such as a utility bill, lease agreement, or bank statement on your name.
Proof of funds, especially if it’s a larger amount you’ve deposited. Usually, the threshold is about $/€2,300 in total.
The proof of funds is a bit convoluted. Here’s why:
Payment method
Comment
Debit card
You need to provide proof that you are the account holder and that you can access the bank account from which you have made a deposit.
Credit card
Mostly not accepted at casino sites. Those that accept credit cards will require a bank statement that clearly shows the casino deposit.
E-wallets
You have to prove how you funded the e-wallet account, by way of providing a bank statement. In some cases you might only have to provide proof of ownership, to show that the e-wallet account reflects or matches with you ID.
Crypto
Much like with e-wallets, you need to prove that you are the owner of the crypto wallet linked to the casino account. While this is not enforced throughout, it is good to be aware and prepared.
Prepaid cards
Standard KYC documents such as proof of ID and address will be required, but since it is not linked to an account you won’t be required to provide proof of funds. Typically maximum deposit amounts when using prepaid cards are fairly low when compared to other payment methods.
Online banking
Online banking solutions like Trustly are probably the easiest in relation to completing KYC processes. The only additional thing that could be requested is your bank statement showing the casino deposits. Safe to say online baking is a trusted way to pay and play at casino sites.
Registering using your real first and last name and place of residence will ensure an enjoyable experience from joining an online casino, to making deposits, playing with real money or requesting a real money withdrawal.
FAQs
There’s no one best payment method. Choose one that best server your gaming habits, your budget, playstyle and the casinos you prefer. Generally, casual players go for e-wallets, whereas seasoned players go for online banking.
If a casino player wins, online casinos allow players to withdraw their winnings with select withdrawal methods. In most cases, this is a bank transfer, but some casinos support e-wallets and crypto payments.
Yes, as long as you join a reputable and trusted online casino that will honor your withdrawal requests.
The deposit procedure varies from casino to casino and it also depends on what type of method you decide to use. Online casino cashiers are simple. Follow the instructions on the screen and make sure you provide true and accurate information. You can deposit with cards, e-wallets, prepaid card, crypto or online banking.
E-wallets are considered the fastest payment methods at online casinos. However, it’s important you complete the KYC (Know Your Customer) procedure if you want to take advantage of fast payouts with e-wallets.
Yes, an online casino can refuse to pay you out if you’ve used fasle information, if the payment method isn’t to your name, if you have breached the bonus terms or the overall terms and conditions at the casino.
Yes, it’s safe to use debit card at an online casino as long as the casino is locally licensed. If you’re joining an international online casino, it’s best to look for an alternative payment method, like a prepaid card, e-wallet or crypto.