play background

The Fundamentals of Blackjack Strategy

Blackjack Strategies

Blackjack is a classic card game where the role of luck meets the finesse of strategy. While the rules of blackjack are straightforward enough for any newcomer to grasp quickly, the game also unfolds a rich tapestry of strategic possibilities that can tip the odds in your favor.

This is a comprehensive guide on how to approach blackjack strategy effectively. Here, we’ll introduce you to the essential tactics of this timeless casino game and go over all the aspects you need to know.

Basic Blackjack Strategies

Before delving into the complexities of a robust blackjack strategy, it’s vital to familiarize yourself with the foundational rules of the game. The primary objective is to assemble a hand with a value as close to 21 as possible without going over. 

You get two cards, of which jacks, queens, kings, and aces count as 10. Keep in mind that the ace can count as both 1 and 10. The dealer also receives two cards, of which one is dealt face up. Players must make calculated decisions based on their hand’s total value, the dealer’s visible card, and the likelihood of achieving a winning hand. 

Stay tuned, as we’ll present a basic blackjack strategy chart later on that will serve as your roadmap to becoming a more successful player.

To Hit or Stand?

There are two options you can make once you have your cards—to hit or stand. Hitting refers to a player requesting an additional card from the dealer in hopes of increasing the total value of their hand. Players typically decide to hit when their current card value is significantly lower than 21, and the risk of busting or exceeding 21 is minimal. 

When to Hit in Blackjack

For example, if a player holds a hand totaling 11 or less, they can safely hit, knowing that no single card drawn will push them over the threshold. Even when holding a hand of 12 through 16 (often termed a stiff hand), players may choose to hit if the dealer’s up-card indicates a strong position, such as a 7 through an ace, pushing the player to take a chance on improving their hand.

Standing in Blackjack

On the flip side, to stand means that a player is satisfied with their hand and doesn’t want to take additional cards. This decision is common when a player has a hand value close to 21 and drawing another card carries a high risk of busting.

For instance, if a player’s hand totals 17 or more, the standard strategy would be to stand, especially if the dealer’s up-card is less likely to result in a strong hand for the dealer. These are typically cards with a value of 2–6. By standing, the player is counting on the dealer to hit and potentially bust or end up with a lower total.


In every blackjack strategy, surrender is a powerful yet often overlooked option that allows a player to fold their hand and recoup half of their initial bet. This choice is particularly useful when you’re dealt a weak hand and the dealer’s up-card is strong. There are two types of surrender to consider—early and late.

  1. Early surrender: This happens before the dealer checks for blackjack, allowing you to leave the round immediately after your initial cards are dealt.
  2. Late surrender: Only available after the dealer checks their hidden card for a potential blackjack. 

Imagine you’re at the blackjack table, and you’re dealt a hand totaling 16, while the dealer’s up-card is a daunting ace. The odds are not in your favor. Statistically, the dealer has a better chance of ending up with a hand closer to 21. In this scenario, employing the surrender strategy allows you to concede defeat and take half your bet instead of risking the entire amount on a hand that’s likely to lose. Think of it as a tactical retreat; you lose the battle to stand a better chance in the war.

Splitting to Increase Winning Potential

There are a few ways that you can maximize your winnings on more than your original bet. One of them is splitting your hand. It’s a strategic move that allows players to separate a pair of identical cards into two distinct hands, effectively giving them the opportunity to double their chances of winning in certain situations. When a player is dealt a pair, they may choose to split the pair, placing an additional bet equal to their original wager for the second hand. 

The potential advantage of this move is that it can turn a disadvantageous single hand into two stronger possibilities, especially with pairs that have high potential, such as aces and eights. It’s essential, however, to understand when splitting is advantageous. Not all pairs should be split, as some splits may increase the likelihood of ending up with weaker hands or unnecessarily doubling the bet on a poor position.

Rules to Take Note Of Before Splitting

There are some casino rules when it comes to splitting. Generally, players are not allowed to resplit after they’ve already split a pair, particularly if they receive another card of the same value. Additionally, when it comes to aces, many casinos allow players only to receive one additional card per split ace, eliminating the option to hit further.

dice banner

A common mistake among players is splitting tens or face cards. Doing so can be tempting in pursuit of two strong hands, but it risks breaking up a potentially winning hand of 20, which is a strong position against anything the dealer holds. Keep in mind that some online blackjack games have limited options for splitting and doubling down.

Double Down

Another way you can earn more winnings on favorable cards is by doubling down. It’s a bold move where a player, feeling confident in their hand, chooses to double their initial bet after the initial deal in exchange for one additional card, with no more to follow. This tactic is used when a player assesses that their hand is likely to beat the dealer based on the visible upcard. 

The strategic importance of this move lies in its potential to maximize winnings—a successful double down can result in a payout of twice the original bet, but if the hand is lost, so is the increased wager. It’s a calculated risk, taken when the conditions seem favorable, such as having a hand total of 10 or 11, where a 10-value card drawn would bring the player to a strong position of 20 or 21.

There are a couple of common situations that can help you decide when to double down:

  1. Your hand totals 11, and the dealer’s up-card is less than an ace.
  2. You have a soft 16, 17, or 18 (hand includes an ace counted as 11).

For example, if you’re holding a 9 and a 2 for a total of 11, and the dealer’s up-card is a 6, doubling down is an attractive option because more cards can give you a total of 21 than any other outcome. Similarly, with a soft 17 (an ace and a 6), if the dealer’s up-card is a 3 through 6, doubling down can be advantageous, as the ace’s flexibility as a 1 or 11 gives the player a good chance of finishing with a high hand.

Blackjack Strategy Chart

Below, you can find a chart that can serve as your ultimate blackjack strategy guide. It provides all the possible combinations of the cards you can get and shows what actions to take to maximize your chances of winning.



  1. H: Hit
  2. S: Stand
  3. D: Double if possible, otherwise hit
  4. P: Split
  5. R: Surrender if possible, otherwise hit

Advanced Blackjack Strategy

As you become more familiar with the basic rules of blackjack, the allure of the game’s complexities begins to take hold. Experienced players understand that while the fundamental goal is to beat the dealer without exceeding 21, the journey to mastery is paved with challenging decisions that extend far beyond basic hit or stand choices. 

Advanced blackjack strategy includes an array of betting patterns and systems, each requiring sharp focus, discipline, and adaptability. For those ready to up the ante, learning and applying an advanced blackjack strategy is the next step in the blackjack journey.

Strategic Tactics for Hard Hands in Blackjack

Knowing when to capitalize on good hands is crucial, but being able to recognize when you are in a difficult position might be even more important. That’s why the ability to play difficult hands in blackjack requires careful observation and analysis. Let’s take a look at a couple of hands that might put you in a tricky situation.

Hard 16 against the Dealer’s Ace: In this situation, the best blackjack betting strategy to employ is to either surrender or stand, as the risk of busting is quite high if you choose to hit. Furthermore, the ace gives the dealer more flexibility and a higher chance to hit over your 16.

Pair of 9s: Although you already have an 18 with a pair of 9s, splitting them could be a good option, especially if the dealer is showing a lower card. This way, you have the opportunity to win with two hands, as chances are that both of your hands will beat the dealer’s.

Pair of 8s: While you might think splitting the 8s is a good idea because 16 is not that high, it could lead to significant losses if the dealer’s card is high. By splitting, you might end up with two weak hands instead of one, while the dealer has a 10 and higher chance of a winning hand.

6-5 against the dealer’s 10: When seeing the dealer’s 10 you might be inclined to think that they have an upper hand. However, with a hand of 11, there are significant chances you can hit 21 and beat the dealer’s hand.

10-2 against the dealer’s 3: Similar to the previous example, except the roles are switched. Hitting and getting a 10-value card will result in busting, so the best way to win is to hope the dealer will bust with their hand.

Playing Multiple Hands as a Strategy

Playing multiple hands in blackjack can be a double-edged sword. On the upside, this strategy can add excitement, giving seasoned players more opportunities to exploit favorable decks and betting situations. It can also serve as a buffer; if one hand is weak, another might be strong, balancing out the overall risk.

On the downside, multiple hands require a larger bankroll to sustain increased wagering, which can lead to faster depletion of funds if not managed wisely. Additionally, it can complicate decision-making, as each hand must be played individually, potentially diluting the focus and strategic consistency a player maintains with a single hand. Furthermore, it’s a misconception that playing multiple hands will increase overall odds of winning; the house edge remains consistent regardless of how many hands are played.

Popular Betting Systems in Blackjack

Blackjack betting systems are structured methods that players use to adjust their bets based on whether they won or lost the previous hand. These systems can add a level of control, potentially helping to manage the bankroll and mitigate losses. It’s important to note that no betting system can overcome the house edge in the long term, but it can be useful for managing session play.


This strategy is a popular yet high-risk betting system. It involves doubling your bet after each loss, with the goal of recouping previous losses and gaining a profit equal to the original bet upon winning. However, it requires a significant bankroll to sustain the potential for multiple consecutive losses, and table limits can also hinder the effectiveness of this strategy.


The system offers a more cautious approach and is a rather simple blackjack strategy. It suggests increasing your bet by one unit after a loss and decreasing it by one unit after a win. The idea is to recover losses slowly and protect gains as they come, operating under the premise that wins and losses will eventually balance out.


This involves increasing bets according to the number sequence following a loss and resetting to the beginning after a win. This method is less aggressive than the Martingale but can still lead to higher bets after several losing hands.


A positive progression betting strategy that aims to take advantage of winning streaks. The bet amounts follow the pattern of 1x, 3x, 2x, and 6x your initial bet, applied after each consecutive win, and reset after any loss or completing the sequence. It’s designed to maximize gains during streaks while minimizing risks.


Another positive progression betting system in blackjack is where you “let it ride.” This strategy involves using your winnings to increase your next bet, similar to compound interest. It can lead to significant profits if you’re on a winning streak, but it requires discipline to avoid giving all the winnings back.

Oscar’s Grind

This strategy is aimed at winning one unit of profit per betting cycle. After each win, the bet is increased by one unit until a loss occurs. Following a loss, the bet remains the same until the next win. The cycle is designed to continue until the player achieves a one-unit profit, then it restarts.

Insurance as a Strategy in Blackjack

Players have the option to take out blackjack insurance when the dealer’s up-card is an ace. This side bet is essentially a wager on whether the dealer has a blackjack, allowing the player to bet up to half of their original bet on this chance. If the dealer does indeed have a blackjack, the insurance bet pays out at 2:1 odds, which can help protect the player’s initial stake. However, if the dealer doesn’t have a blackjack, the player loses the insurance bet, and the game proceeds normally. 

The insurance bet is a topic of contention among blackjack enthusiasts; some consider it a prudent defensive strategy that safeguards against a dealer’s potential blackjack, while others view it as a poor bet that increases the house edge and detracts from the overall odds of winning.

From a strategic perspective, the decision to take insurance can depend on the composition of the remaining cards in the deck. Most casual players, though, are often advised against taking insurance, as it requires an additional wager, and the odds don’t favor the player in the long run. The allure of insurance lies in its potential to mitigate a total loss for a particular hand, but the additional cost of the bet can also chip away at a player’s bankroll over time. To opt for insurance is a decision that depends on the player’s preference and how they approach risk in the game of blackjack.

Blackjack Tips to Increase Your Chances of Winning

Winning at blackjack requires more than just knowing the rules of the game; it also involves implementing a disciplined approach and smart betting strategies. Here are some of the best tips on playing blackjack you can use:

Keep Your Bets Consistent

A winning blackjack strategy includes maintaining a consistent betting pattern during play. This approach prevents erratic wagering, which can quickly empty your bankroll. By keeping bets consistent, you’re able to weather the ebb and flow of the game without risking a substantial portion of your funds on impulse decisions.

Set A Limit And Stick To It

Before sitting at a blackjack table, decide on a loss limit and a winning goal. This means setting a clear amount you’re willing to lose and a realistic figure you aim to win. Once you hit your goal, it’s time to walk away. Similarly, if you reach your loss limit, call it a day. This discipline prevents the all-too-common scenario where players chase losses or get overconfident after wins, leading to potentially heavier losses.

Avoid Insurance Bets

Although it can be tempting to take insurance when the dealer shows an ace, it’s generally not considered part of a winning online blackjack strategy. The insurance bet carries a high house edge at casino sites, and over time, it’s more likely to cost you money than to save your stake.

Avoid Drinking Alcohol While Playing

Indulging too much can cloud your judgment. Staying sober while playing is a key aspect of a winning blackjack strategy, as it allows you to make clear-headed decisions and stick to your predetermined strategy.

Try Out Strategies For Free

A good approach to blackjack practice is to try the strategies on free demo games. This way, you can play blackjack without any financial pressure and employ tactics to perfect them. They’re also great if you’re just learning how to play blackjack.

Get the Upper Hand With a Blackjack Strategy

At its core, blackjack is a unique blend of luck and skill. There’s no foolproof blueprint for consistent wins whether playing at top casino sites, or land-based establishments, but a good strategy can undeniably enhance your gameplay. As with any skill, proficiency comes with practice and continuous learning. So, keep improving your knowledge of the game, refine your strategies, and most importantly, enjoy the journey that is blackjack. Each hand dealt is an opportunity for growth, a new chance to apply your skills, and a fresh moment to savor the game’s rich tapestry.

Blackjack Strategy FAQs

The odds of blackjack don’t change with the number of players at the table. Each hand is independent of another, and the main factor affecting odds is the deck’s composition, not the number of players.

There is no such thing as a perfect blackjack strategy, as the house edge can only be reduced, not eliminated. It’s crucial to remember that when you’re playing.

Start by learning the rules for hard hands, soft hands, and pairs, using flashcards or strategy charts for practice. Consistent repetition and practice games can help reinforce these strategies until they become second nature.

Card counting can be an effective blackjack strategy when done correctly, as it allows players to make more informed decisions by keeping track of the high and low cards dealt. However, its effectiveness is diminished with the use of multiple decks or shuffling machines.